SELF-CUSTODY HARDWARE WALLET
Frozen accounts, withdrawal suspensions, sudden shutdowns — leaving your crypto on an overseas exchange always carries risk. Tangem is a hardware wallet where only you hold the private key. It's how you take your assets back into your own hands instead of leaving them with an exchange.
Get 10% off when you use referral code DUBWLT

WHY SELF-CUSTODY, WHY NOW
Crypto left on an exchange or online wallet isn't, legally or practically, under your own control. Handing over your keys means handing over access to your assets themselves.
Deposits and withdrawals can be halted without warning, often citing regulatory compliance or internal review — sometimes with no explanation or timeline for resolution.
Changes in an exchange's financial condition or the regulatory environment can suspend withdrawals altogether, sometimes for a long time.
Major exchanges have collapsed in the past, leaving many users unable to withdraw the assets they had deposited. As long as your crypto sits on an exchange, this structural risk never goes away.
EXCHANGE VS SELF-CUSTODY
Here's how leaving your crypto on an exchange or online wallet compares to managing it yourself with Tangem, point by point.
| Comparison | Exchange / online wallet | Tangem (self-custody) |
|---|---|---|
| Who holds the private key? | The exchange's servers (not you) | You — in the chip inside your card or ring |
| If the exchange goes bankrupt | You may be unable to withdraw your assets | Unaffected — has nothing to do with any exchange |
| Risk of freezes / withdrawal halts | Can happen due to compliance or internal review | No third party has the power to freeze it |
| If the servers get hacked | Entire exchanges have had funds stolen in the past | Keys stay offline — unreachable over the internet |
| Seed phrase handling | Managed by the exchange (not disclosed to you) | Can be skipped entirely (keys generated in-chip) |
| Everyday use | Log in with an ID and password | Just tap your phone |
WHAT IS TANGEM
Tangem is a card- or ring-shaped hardware wallet that needs no battery and no cables. Just tap it against your phone to sign crypto transactions securely, entirely offline.
Your private key is generated inside the Tangem chip and never leaves it — by design, not even Tangem's own staff can extract it.
Built on a high-security Samsung chip that meets an internationally recognized security standard, with strong resistance to physical tampering and analysis.
You can eliminate the risk of losing or having a written seed phrase stolen altogether (importing an existing seed phrase is also supported).
From Bitcoin and Ethereum to nearly every major crypto asset, manage it all from a single device.
BEYOND STORAGE
Tangem isn't only a vault. You can buy, sell, swap, and stake right in the app, and Tangem Pay lets you spend crypto for everyday purchases. None of this touches the main assets you hold in self-custody.
Buy and sell crypto in-app through multiple providers and payment methods.
Exchange tokens in-app while comparing competitive rates from multiple providers.
Earn rewards on supported assets just by holding them, through staking and Yield Mode.
Top up a Tangem Pay card with USDC and tap to pay at 150M+ Visa merchants in 150+ countries. Only the Pay account is affected — it's kept fully separate from the assets in your main wallet, and moving that balance always requires approval on the hardware wallet itself.
Plenty of cards marketed as "pay with crypto" or built around a signup bonus actually custody your funds on the issuer's own servers — the same structural risk as leaving assets on an exchange, just with a more convenient checkout. Tangem Pay works differently. Your crypto stays in self-custody inside the hardware wallet's chip, and moving that balance always requires approval — a tap — on the card or ring itself. Merchants see nothing unusual; it's processed as an ordinary Visa transaction.
View the patent (USPTO, in English)A patent held by Tangem AG (US11315113B1) describing how blockchain transactions are bridged into the existing card-payment network (the EMV standard).

HOW IT WORKS
Install the free Tangem app on your smartphone.
Just tap your card or ring against your phone — no need to write down a seed phrase.
Tap to sign every transaction. No dead batteries, no lost cables to worry about.
All you need is an NFC-enabled smartphone to get started.
LINEUP & PRICING
Prices shown are reference prices from Tangem's official site in USD (local-currency amounts vary with exchange rates). Promotional discounts change from time to time, so check the referral link for the latest pricing.
FAQ
Tangem is built on an open, decentralized design, so your access to your crypto doesn't depend on the company's continued existence or its servers. Transaction signing happens entirely inside the chip on your card or ring, and transactions go straight through public blockchain APIs. Even if the app were removed from app stores, an already-installed copy keeps working, and the open-source code is publicly available on GitHub if you ever need to reinstall it. That's the fundamental difference from keeping assets on an exchange.
Get 10% off when you buy through the referral link. Check Tangem's official site for the latest pricing and availability.
Buy via referral link (10% off)Referral code DUBWLT